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	<title>CPI Companies</title>
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	<link>http://www.cpicompanies.com</link>
	<description>Life Brokerage - Capital - Advisors - International</description>
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		<title>West Coast Life &#8211; Transitions to Protective</title>
		<link>http://www.cpicompanies.com/west-coast-life-transitions-to-protective</link>
		<comments>http://www.cpicompanies.com/west-coast-life-transitions-to-protective#comments</comments>
		<pubDate>Tue, 23 Aug 2011 16:22:38 +0000</pubDate>
		<dc:creator>CPI</dc:creator>
				<category><![CDATA[Brokerage]]></category>

		<guid isPermaLink="false">http://www.cpicompanies.com/?p=764</guid>
		<description><![CDATA[West Coast Life and Protective Life will be combining into a single, independent brokerage distribution channel, under the Protective Life brand.  All agents selling West Coast Life products will need to be appointed with Protective Life.  Be sure to contact us to complete your appointment with Protective Life.  There are important deadline dates, for more information [...]]]></description>
			<content:encoded><![CDATA[<p>West Coast Life and Protective Life will be combining into a single, independent brokerage distribution channel, under the Protective Life brand.  All agents selling West Coast Life products will need to be appointed with Protective Life.  Be sure to contact us to complete your appointment with Protective Life.  There are important deadline dates, for more information please click <a href="http://www.cpicompanies.com/wp-content/uploads/2011/08/WCL-to-Protective-Annoucement-8-2011.pdf" target="_blank">here</a>.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Transamerica &#8211; Trendsetter Discontinued</title>
		<link>http://www.cpicompanies.com/transamerica-trendsetter-term-discontinued</link>
		<comments>http://www.cpicompanies.com/transamerica-trendsetter-term-discontinued#comments</comments>
		<pubDate>Mon, 01 Aug 2011 19:43:56 +0000</pubDate>
		<dc:creator>CPI</dc:creator>
				<category><![CDATA[Brokerage]]></category>

		<guid isPermaLink="false">http://www.cpicompanies.com/?p=738</guid>
		<description><![CDATA[Effective August 1, 2011, Transamerica has ceased sales of their Trendsetter series term products.  This product will be replaced by the competitively priced TransTerm portfolio.  Please click here for transition rules.]]></description>
			<content:encoded><![CDATA[<p>Effective August 1, 2011, Transamerica has ceased sales of their Trendsetter series term products.  This product will be replaced by the competitively priced TransTerm portfolio.  Please click <a href="http://www.cpicompanies.com/wp-content/uploads/2011/08/Trans-Trendsetter...8-1-2011.pdf" target="_blank">here</a> for transition rules.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Hartford &#8211; GUL &amp; SUL Reprice</title>
		<link>http://www.cpicompanies.com/the-hartford-gul-sul-reprice</link>
		<comments>http://www.cpicompanies.com/the-hartford-gul-sul-reprice#comments</comments>
		<pubDate>Mon, 18 Jul 2011 16:45:31 +0000</pubDate>
		<dc:creator>CPI</dc:creator>
				<category><![CDATA[Brokerage]]></category>

		<guid isPermaLink="false">http://www.cpicompanies.com/?p=706</guid>
		<description><![CDATA[The Hartford annouced the repricing of their guaranteed UL and SUL products. Effective July 11th, 2011 for the Bicentennial UL Joint Freedom II survivorship product and effective August 5th, 2011 for the Bicentennial UL Freedom product. Please click here for transition rules and more information.]]></description>
			<content:encoded><![CDATA[<p>The Hartford annouced the repricing of their guaranteed UL and SUL products. Effective July 11th, 2011 for the Bicentennial UL Joint Freedom II survivorship product and effective August 5th, 2011 for the Bicentennial UL Freedom product. Please click <a href="http://www.cpicompanies.com/wp-content/uploads/2011/07/HART-UL-Reprices...07-2011.pdf" target="_blank">here</a> for transition rules and more information.</p>
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		<slash:comments>0</slash:comments>
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		<title>AVIVA &#8211; Refreshed NLG Portfolio</title>
		<link>http://www.cpicompanies.com/aviva-refreshed-nlg-portfolio</link>
		<comments>http://www.cpicompanies.com/aviva-refreshed-nlg-portfolio#comments</comments>
		<pubDate>Wed, 22 Jun 2011 17:04:14 +0000</pubDate>
		<dc:creator>CPI</dc:creator>
				<category><![CDATA[Brokerage]]></category>

		<guid isPermaLink="false">http://www.cpicompanies.com/?p=665</guid>
		<description><![CDATA[Effective immediately, AVIVA is re-pricing their entire No Lapse Guarantee product portfolio.  Enhancements include improved competitiveness for $1 million face amounts in most full pay scenarios.  Both the Advantage Builder and the Guarantee UL Solution products will be affected.  Please click here for transition rules and state availability.]]></description>
			<content:encoded><![CDATA[<p>Effective immediately, AVIVA is re-pricing their entire No Lapse Guarantee product portfolio.  Enhancements include improved competitiveness for $1 million face amounts in most full pay scenarios.  Both the Advantage Builder and the Guarantee UL Solution products will be affected.  Please click <a href="http://www.cpicompanies.com/wp-content/uploads/2011/11/Aviva-Product-State-Approvals.pdf" target="_blank">here</a> for transition rules and state availability.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>American General&#8217;s: ROP Select-a-Term</title>
		<link>http://www.cpicompanies.com/ag-ropterm</link>
		<comments>http://www.cpicompanies.com/ag-ropterm#comments</comments>
		<pubDate>Wed, 08 Jun 2011 16:29:55 +0000</pubDate>
		<dc:creator>CPI</dc:creator>
				<category><![CDATA[Product of the Month]]></category>

		<guid isPermaLink="false">http://www.cpicompanies.com/?p=522</guid>
		<description><![CDATA[American General&#8217;s &#8211; Return of Premium &#8211; Select-a-Term Term insurance with a twist for the client who wants protection and the opportunity to get money back. Guaranteed level term plus an endowment benefit equal to cumulative base premiums paid if the insured survives and maintains the policy to the end of the term period. Key [...]]]></description>
			<content:encoded><![CDATA[<h4><span style="color: #0000ff; text-decoration: underline;">American General&#8217;s &#8211; Return of Premium &#8211; Select-a-Term</span></h4>
<p>Term insurance with a twist for the client who wants protection and the opportunity to get money back. Guaranteed level term plus an endowment benefit equal to cumulative base premiums paid if the insured survives and maintains the policy to the end of the term period.</p>
<p><strong>Key Features:</strong> </p>
<ol>
<li><strong>16 level term durations: 20-35 years </strong></li>
<li><strong>Accumulates cash value that starts no later than fifth policy year and continues so long as policy in kept in force</strong></li>
<li><strong>Option to receive cash value equal to cumulative base premiums paid upon surrender at the end of the level premium period</strong></li>
<li><strong>Convertible to earlier of end of level premium period or age 70</strong></li>
<li><strong>Broad selection of riders for customization</strong></li>
<li><strong>Option to stop paying premium and receive reduced paid up coverage</strong></li>
</ol>
<p>Please follow the links below for more information regarding January&#8217;s Product of the Month:</p>
<ul>
<li><strong><a href="http://www.cpicompanies.com/wp-content/uploads/2012/01/ROP-Term-General-Sales-Ideas.pdf" target="_blank">ROP Term &#8211; Sales Ideas</a></strong></li>
<li><strong><a href="http://www.cpicompanies.com/wp-content/uploads/2012/01/ROP-Term-for-Key-Employees.pdf" target="_blank">ROP Term &#8211; For Key Employees</a></strong></li>
<li><strong><a href="http://www.cpicompanies.com/wp-content/uploads/2012/01/ROP-Term-for-Retirement.pdf" target="_blank">ROP Term &#8211; For Retirement</a></strong></li>
</ul>
<p><em><strong>*Product of the Month promotion does not apply to New York State applications. </strong></em></p>
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		<item>
		<title>Request A Quote Form</title>
		<link>http://www.cpicompanies.com/request-a-quote-form</link>
		<comments>http://www.cpicompanies.com/request-a-quote-form#comments</comments>
		<pubDate>Fri, 27 May 2011 19:55:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Request A Quote]]></category>

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			<content:encoded><![CDATA[[contact-form]
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